August 13, 2013
AgencyMotorcycle Insurance State Minimum Requirements
What Does Liability Insurance Cover? Damage to property of others: You run a light and hit the side of a car, causing damage to the doors. Liability coverage would pay to repair the door. Medical coverage for others: The driver of the other car goes to the emergency room, with injuries requiring medical treatment, including […]
August 6, 2013
Agency5 Basic Personal Insurance Tips
With my family’s insurance renewals coming up, I’ve spent the past couple of months checking out home and auto coverage from different companies. Interestingly enough, my research points out some myths about insurance that many folks may not know. For example: With all the recent rain and flash floods, I can’t help but think of […]
July 30, 2013
AgencyCar Insurance Rating Myths
It’s nerve-racking to wait for your new or renewal El Paso auto insurance rate quote. While you wait, all the driving sins you’ve committed over the past year or more rest heavily on your shoulders and you may become increasingly sure that every choice you’ve made, including the color you’ve chosen for your vehicle, will […]
July 30, 2013
AgencyAre Your Car Insurance Rates based on Education and Occupation?
When you get insurance, a variety of factors go into determining how much your premiums will cost. Some companies, however, include your education level and work status and may charge you more for it. According to a recent report, companies like GEICO, Progressive, Liberty Mutual, and Farmers will charge you more if you only have […]
July 16, 2013
AgencyHome Insurance Inspections: Compulsory or Not?
Dear Agent, I’ve had my current home insurance policy since 2011, and now the insurance company says it has to do an “interior survey” of my home. We’ve never needed a home insurance inspection before. I live in Texas, my home was built in 1950, and I’ve always had homeowners insurance. No one in my […]
July 9, 2013
AgencyCar Insurance Rates Increase 71% for Teen Drivers in Texas
A study by InsuranceQuotes.com finds a married couple in Texas can expect to see their car insurance premiums rise more than 70% when they add a teenage driver to their policy. The report finds Texas enjoys the ninth-lowest rate increase in the country for adding teen drivers to their parents’ policies. The national average for […]
July 3, 2013
Agency5 Reasons Talking to an Agent is Better Than a Comparing Prices Online
The process of finding insurance coverage for your business is critical to its well-being. While you want to find a policy with the lowest premium possible, you still need to be absolutely certain that your business, its assets and its employees are adequately covered for all eventualities. Most businesses in the U.S. require three […]
June 28, 2013
AgencyTexas ranks high in dog-bite claims
Owning a dog can be a blessing, most owners agree. They serve as home security guards, playmates for our children and can help us deal with stress. But the pluses quickly fade when a dog bites a stranger, resulting in a possible lawsuit or termination of a home insurance policy. Texas ranks third in State […]
April 27, 2013
AgencyEl Paso Insurance
We Are Fiercely Independent and Loyal to You! Pan American Insurance is an insurance company that works for you. Since 1988, Larry Medina has welcomed home, auto and business owners across Texas and New Mexico in the “Pan American Family.” We represent more than 20 companies across the area, allowing us to find you the […]