February 3, 2015
AgencyThe Basics of Auto Dealer Bonds
In all 50 states, car dealerships are required to post an auto dealer bond — a type of commercial surety bond — in order to get fully licensed. Where insurance protects your business, bonds are designed to protect customers. Essentially, a bond acts as a contract between the dealership, customers and a surety company. If […]
January 13, 2015
AgencyTips for Filing a Renters Insurance Claim
No one wants to have to deal with filing a claim on their renters insurance, but if an incident arises, it’s best to know what to do in advance to make the process as smoothly as possible. Being prepared for the worst has helped many people get the full compensation due to them from their […]
November 27, 2014
AgencyUse Candles with Care in Apartments
There’s nothing quite like burning candles during autumn—the warm glow and pleasant aroma add joy to many homes as the weather cools. But with any open flame comes the risk of fire. And when you live in an apartment, a fire can present a hazard to everyone who shares the building. However, it’s easy to […]
November 22, 2014
AgencyHow a Bond Can Protect Your Business
As a contractor, you know all too well that your business requires a level of trust from your clients. Being that you must enter their homes, your reputation directly correlates with that trust and therefore your success. You may have some good word-of-mouth buzz and a few good reviews on Yelp, but how else can […]
November 15, 2014
AgencyDo You Need Gap Insurance?
Buying a new car is a big investment, but unlike your home, cars depreciate in value very quickly. In fact, your car will lose about 30 percent of its value within a year and about half of its value with three years. But it often takes four to five years to fully pay off your […]
November 8, 2014
AgencyPlanning a Team Building Event
Your employees’ ability to work together and communicate efficiently as a team is critical to the continued success of your business. Many employers understand the importance of team building events; however, it takes more than a mere team lunch or trip to the museum to spawn good teamwork. The best team building events have a […]
October 30, 2014
AgencyHow to Manage Blind Spots
Imagine you’re driving along and find you need to change lanes. You check your mirrors, turn on your blinker and start to stray over to the next lane, only to be met with a blaring horn. It’s happened to almost all drivers, and this experience not only gets your heart pumping, but is a great […]
October 23, 2014
AgencyThe Most Common Car Accident Scenarios
One never wishes for a car accident, but even the best driver can get distracted or find themselves unable to avoid another person’s poor decision. Note some of the most common accident scenarios so if you are ever in a similar situation, you can remind yourself to stay alert and watch out for other drivers. […]
October 16, 2014
AgencyWhy Do Floods Happen?
We’re all familiar with the water cycle thanks to elementary science class teaching us that water travels from clouds, down to bodies of water and then evaporates back up to the clouds. But what happens when the hydrological system gets backed up or clogged? Those imbalanced conditions often lead to floods, which can cause extreme […]
October 11, 2014
AgencyWired vs. Wireless Home Security Systems
A home security system is a good investment to protect your home and family from crime and may qualify you for a homeowners insurance discount. Insurance companies offer discounts because security systems make it less likely that a burglar will want to enter your home and even if they do, many will immediately leave after […]