July 15, 2021
AgencyFactors Affecting Your Trucking Insurance Costs
As a dump truck driver, you may haul anything from junk to the junk yard, to marketable commodities to construction sites and other properties. You have to protect your vehicle, the cargo, your business and yourself. That’s why you need trucking insurance. Even though you might think you haul something relatively inexpensive, that’s not the […]
June 29, 2021
AgencyAre You Prepared? – Floods
Flooding can be caused by a variety of different things, including excessive rain, snowmelt, and waterway overflow. In addition to there being different causes of flooding, there are different types, which include flash floods, overland flooding and general flooding. Be aware of flood hazards no matter where you live or work, but especially if you […]
June 17, 2021
AgencyImproving Your Motorcycle Habits
Motorcyclists must follow high standards. Each state punishes reckless driving, particularly if the offender has previous citations on their record. Though you might feel tempted to burn rubber, prepare to face the consequences if you do. If you receive charges while on your motorcycle, those will show up driving record. The more rules you break, […]
May 24, 2021
AgencyDoes Credit Affect Renters Insurance?
Moving into a new apartment can be nerve wracking. It’s notoriously expensive, and there are a lot of things to straighten out before you are approved for a lease. One of the several factors that affect your likelihood of getting an apartment is your credit. What some people don’t know is that credit also affects […]
April 20, 2021
AgencyWhat Should I Do if My Car is Stolen?
The idea of someone stealing your car is worrying at best. It is your form of transportation to work, school, etc. and you often have important items inside your vehicle such as your wallet and proof of insurance. If your vehicle is stolen, it is crucial to know what to do and what steps to […]
April 14, 2021
AgencyUpdate Your Home Insurance for Major Home Improvements
If you are making any changes to your home, it is important to make sure your home insurance policy reflects that change. Home insurance is calculated partially based on your home’s total replacement cost value. This total replacement cost value is how much it would cost to completely rebuild your home after a disaster. When […]
December 20, 2019
AgencyCommercial Auto Insurance: What Qualifies as a Commercial Vehicle?
Auto insurance can be confusing when it comes to running a business. Most drivers already have personal auto insurance and believe their work vehicles are covered, but this isn’t usually the case. If you have employees driving personal vehicles or sharing company vehicles, personal auto insurance won’t necessarily extend in case of a loss or […]
December 13, 2019
AgencyHome Insurance for Generation X
Caught between baby boomers and millennials, Generation X can often be forgotten. But members of Generation X are now at the ages where they’re building retirement funds and settling into their careers and homes. They also tend to have more earners in the household than the other generations. Unfortunately, that money often comes with a […]
November 15, 2019
AgencyWill BOP Cover a Data Breach?
A BOP, or Business Owner Policy, is a type of business insurance plan. It helps to lump together a variety of individual types of coverage together. It’s also very flexible for many policyholders. Though the base policy does not usually automatically include all forms of coverage you need, you can add to it. One of […]
November 4, 2019
AgencyWhat Type of Car Insurance Covers Damages Caused to Other Drivers?
Understanding auto insurance is critical. Whether you are buying your first car or renewing your policy, you need this information. What happens if you cause an accident and someone else’s car has damage? In this case, your liability insurance pays for the losses. It is important to understand how this type of coverage works. That […]