October 16, 2015
AgencyWhy a Home Insurance Policy Review Can’t Wait
Home insurance plays a vital role in protecting your finances from devastation in the event of a natural disaster, fire, burglary and other unpleasant events. Unfortunately, many homeowners don’t carefully evaluate their initial coverage, often opting for the minimums allowed. This can leave gaps in their coverage, which may cause an unpleasant surprise if disaster […]
May 4, 2015
AgencyCommon Home Insurance Myths Debunked
Numerous myths exist regarding home insurance policies. Unfortunately, these misleading myths can deter people from acquiring the coverage they actually need. Homeowners often assume they are adequately covered, only to find out they had incorrect information. By the time they learn the truth, it may be too late. Let’s debunk some common home insurance myths […]
October 11, 2014
AgencyWired vs. Wireless Home Security Systems
A home security system is a good investment to protect your home and family from crime and may qualify you for a homeowners insurance discount. Insurance companies offer discounts because security systems make it less likely that a burglar will want to enter your home and even if they do, many will immediately leave after […]
August 6, 2014
AgencyHomeowners Insurance and Dog Bites
If you own a dog you need to be aware of how your homeowners insurance policy will handle a dog bite. According to the Insurance Information Institute, more than one-third of homeowners insurance claims in 2012 were for dog bites. Luckily, dog bites are typically covered under your standard homeowners insurance policy. Here are some […]
June 6, 2014
AgencyPool Safety Tips for Homeowners
If you are a homeowner with a pool, you should be aware of the dangers of drowning. Although a pool provides fun entertainment in the hot summer months, the risk of drowning or near drowning needs to be taken seriously. Over 3,500 people die per year due to unintentional drowning. Of those, one fifth are children under the […]
May 5, 2014
Agency3 Home Fire Hazards to Avoid
Though home fires are more common during the winter, they continue to be one of the biggest risks for homeowners throughout the rest of the year as well. Approximately 400,000 house fires are reported each year, most of which could’ve been prevented. How? Let’s look at three of the most common examples. Candles: Many people […]
February 20, 2014
AgencyHow to Take a Personal Inventory
Picture this: one night, you light a candle, put on a pair of old sweatpants and settle in for a comfy evening of catching up on your recorded TV shows. But you suddenly remember that you forgot to pick up your prescription and you need it for the next day. You hastily head out the […]
December 6, 2013
AgencyIs it Time to Switch Home Insurance Providers?
It’s easy to become a creature of habit and simply renew your homeowners insurance policy when you receive a notice, but you could be doing yourself a disservice. There’s a good chance you could be saving money with a different insurance company. The notion of savings is worth investigating, but what exactly may prompt you […]
October 29, 2013
Agency5 Tips to Extend the Life of Your Home
Much like healthy eating habits and regular doctor visits improve how your body ages, the efforts you put into maintaining your home can affect how it ages as well. A well taken care of home is generally more reliable, secure and valuable. As the housing market grows more competitive, people are staying in homes much […]
October 9, 2013
AgencyKeep Your Home Safe from Mold
Mold is a small organism that can cause big problems. From hay fever-like allergic symptoms to chronic illness, mold can be damaging to your family and home. Mold can grow both inside and outside, so long as humidity or moisture is present. Check for mold in basements, bathrooms, kitchens and any areas recently affected by […]