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February 22, 2017
Agency

Things to Consider When Valuing Your Personal Property

Renters insurance almost always comes with a level of personal property coverage. This can help you cover replacement costs in case a peril destroys personal property in your rental. When you get renters insurance your agent will likely ask you the value of your personal property. Personal property value helps your agency include enough personal property coverage on your […]
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January 24, 2017
Agency

How to Be a Responsible Dog Owner

If you own a dog, you have an increased liability risk. According to DogsBite.com, about 1,000 people daily require medical care as a result of dog bite injuries in the United States. Dogs, as animals, are likely to react with a bite when they feel at risk or protective. Even the most careful pet owner should have adequate home […]
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December 19, 2016
Agency

5 Reasons You Need Umbrella Insurance

Uncertainty is everywhere. As a business owner, you face a treacherous, uphill battle on your path to success. Even with good intentions, you can expose your business to a multitude of business risks. How can you overcome and keep fighting the good fight? You should consider getting umbrella business insurance. 1. Umbrella Insurance Is Your Secret […]
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November 18, 2016
Agency

Try These Wet Road Tips to Avoid Accidents

It’s raining, and everything is wet including the roads. Rain means more danger on the road. Driving in wet conditions raises your risk of accidents and breakdowns. If you don’t practice safe driving techniques, you could wind up in an accident. That could lead to serious damage and higher auto insurance rates. Driving in rain, especially heavy rain, can […]
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October 18, 2016
Agency

Motion Detection Lights and Your Homeowners Insurance

Most people in law enforcement will tell you that light and sound are great ways to frustrate a possible burglar. But if you are like some of us, you don’t want bright lights on all the time outside your home. You like to look outside your window or patio doors and see the stars and […]
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September 20, 2016
Agency

Update Your Renters Insurance After Replacing Your Laptop

When it comes time to upgrade your home’s electronics, such as a laptop, you may be focused on finding the right combination of features and the right price. However, you may also need to think about long-term protection for your new asset. Your renters insurance may help cover this item if you have enough coverage […]
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August 24, 2016
Agency

What is a Home Rebuild Cost Analysis?

When it comes time to consider which type of home insurance to buy or how much coverage you need, think twice about just renewing the coverage you currently have. In many situations, your coverage can become ineffective or simply not enough to meet your needs if a significant accident occurs. In other words, if you […]
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July 22, 2016
Agency

Matching Business Size with the Right Business Insurance

Business insurance grows with you, or at least it should. This type of insurance coverage is like any other. You select a policy that seems to fit the level of risk your business faces. The policy kicks in and provides financial support to you when you need it up to the limit that is listed […]
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June 23, 2016
Agency

Common Driving Distractions

How many distractions do you have when going from one place to the next behind the wheel of a car? Many people don’t realize just how worrisome these distractions can be. However, it takes only a few seconds or minutes of a simple distraction to create a large accident and a significant auto insurance claim. […]
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May 25, 2016
Agency

What are Performance Bonds Used For?

When it comes time to bid on a project, you give it your all. You invest the time and money into writing out a bid that is going to help you land the project and choose every detail carefully. As part of the process, you may want to consider the value of investing in surety […]
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