November 14, 2017
AgencyDoes Home Insurance Cover AC and Furnace Repair?
Home insurance helps cover your financial obligations in situations where accidental or unavoidable damages occur. The policy aims to reduce the impact on your well-being when an accident or disaster occurs. Home air conditioners and furnaces rarely fit in this qualification. It is important for homeowners to maintain these systems, though. Normal Wear and Tear […]
October 24, 2017
Agency3 Facts About Car Insurance
For some, paying for car insurance feels like a waste of income. However, you should think of vehicle insurance as a powerful asset. You may not be familiar with exactly how it works, but it is a requirement in many states. We have a few facts to help you gain a better understanding of how […]
October 24, 2017
AgencySteps to Recovering After a Flood at Your Business
Floods are very damaging to business structures. The water often creates a significant amount of damage to the structure itself. It can require mold remediation. After a storm, you may need help recovering from flooding. In some cases, your business insurance may help. Take some time to consider what to do after an event. Assess […]
September 13, 2017
AgencyCommon Factors That Impact the Cost of Auto Insurance
Many different factors play a part in determining auto insurance rates. The most obvious factor is the level of coverage a driver desires. Those who desire extensive auto insurance coverage might pay a higher monthly premium. Those who desire low monthly premiums may likely have a comparably high deductible. Yet, these are not the only […]
August 9, 2017
Agency4 Questions to Ask About Your Commercial Auto Insurance
As a business owner, you rely on employees to do business using your vehicle fleet. Whether they remain in town or travel long distances, auto insurance can protect them and your vehicles. However, purchasing auto insurance can be tricky. You may not know what questions to ask about commercial auto insurance. If you ask the […]
July 14, 2017
AgencyLiability Risks in Your Personal Belongings
Most renters insurance policies protect you from liability risks. Liabilities are damages that you or your property may cause to others or their property. Policies usually make allowances for certain liability damages that occur on your rental property. They come with dollar limits on how much coverage they will provide following a liability incident. Whenever […]
June 16, 2017
AgencyHome Insurance and Appliances: What’s Covered?
The refrigerator stops working. Your home’s heating and cooling system needs a significant repair. These are large appliances within any home. When they break down, it can be worrisome to consider the cost. Home insurance provides coverage for many risk factors. Coverage for appliances differs from one situation to the next. Your policy will outline […]
May 19, 2017
AgencyHow to Assess Risk for Your New, Small Business
Opening the doors to your new business is an exciting time. It takes a great deal of preparation and investment to get to this point, no matter what type of business you have. Every month, more than 543,000 new U.S. businesses open their doors, according to Forbes.com. However, many small businesses shut down in their […]
April 26, 2017
AgencyHow Your Claims History Impacts Your Auto Insurance Costs
You have auto insurance to minimize the financial losses you suffer due to an accident. Yet, filing too many claims could mean higher insurance rates. Why does that happen? The first thing to know is this. If you were in an accident or suffered another type of covered loss, file a claim. That is why […]
March 24, 2017
AgencyBuying and Paying for a Surety Bond
As a business, you want to cover all your assets appropriately. Good customer service matters, and anyone wants to provide clients with top-notch results. However, sometimes things happen. A business may fail to complete an assignment that is has contractually promised. In these cases, the business may have to compensate the client for the incomplete […]