July 21, 2021
AgencyWhat Kind of Insurance is Required for an RV?
As long as recreational vehicles are used on the road, they must have insurance. As with car insurance, states have varying auto insurance requirements when it comes to RVs. Be sure to check with your state about the minimum requirements. Most states require: Bodily injury liability, which covers medical expenses and legal expenses related to injuries […]
June 17, 2021
AgencyImproving Your Motorcycle Habits
Motorcyclists must follow high standards. Each state punishes reckless driving, particularly if the offender has previous citations on their record. Though you might feel tempted to burn rubber, prepare to face the consequences if you do. If you receive charges while on your motorcycle, those will show up driving record. The more rules you break, […]
May 26, 2021
AgencySecure Parking Facilities
Whether an organization owns a parking structure or provides parking facilities to employees through a third party, there are associated risks. In addition to slips and falls, parking structure users are vulnerable to auto accidents, theft, harassment and assault. Parking lots and structures typically have lax security, making protection difficult. Thankfully, numerous measures can lessen […]
May 24, 2021
AgencyDoes Credit Affect Renters Insurance?
Moving into a new apartment can be nerve wracking. It’s notoriously expensive, and there are a lot of things to straighten out before you are approved for a lease. One of the several factors that affect your likelihood of getting an apartment is your credit. What some people don’t know is that credit also affects […]
April 20, 2021
AgencyWhat Should I Do if My Car is Stolen?
The idea of someone stealing your car is worrying at best. It is your form of transportation to work, school, etc. and you often have important items inside your vehicle such as your wallet and proof of insurance. If your vehicle is stolen, it is crucial to know what to do and what steps to […]
April 14, 2021
AgencyUpdate Your Home Insurance for Major Home Improvements
If you are making any changes to your home, it is important to make sure your home insurance policy reflects that change. Home insurance is calculated partially based on your home’s total replacement cost value. This total replacement cost value is how much it would cost to completely rebuild your home after a disaster. When […]
December 20, 2017
AgencyDon’t Skip Out on Renters Insurance
A lot of renters in El Paso don’t realize they can protect their belongings with renters insurance. It is true, a person doesn’t need to be a homeowner to have the belongings in their home protected from theft or disaster. What is even better is the fact that renters insurance is considerably less expensive than […]
February 3, 2015
AgencyThe Basics of Auto Dealer Bonds
In all 50 states, car dealerships are required to post an auto dealer bond — a type of commercial surety bond — in order to get fully licensed. Where insurance protects your business, bonds are designed to protect customers. Essentially, a bond acts as a contract between the dealership, customers and a surety company. If […]
October 2, 2014
AgencyWhat Does Commercial Property Insurance Cover?
Many people think of office property as little more than cubicles, a few pieces of mass produced artwork and a Ficus plant. However, when you add up the value of the building, desks and other furniture, computer equipment, inventory, raw materials, specialty equipment and everything else owned by your business, the overall price tag is […]