March 25, 2020
AgencyWho is Not Eligible for a Business Owners Policy?
When you’re looking for commercial insurance for your business, you’ll come across insurance agencies offering several different packages. These packages are designed to bundle commercial insurance for a cheaper rate than purchasing individual policies. One of these packages is a business owners policy, or a BOP. A BOP combines property coverage and general liability. This […]
August 29, 2019
AgencyThe Liability Coverage Within BOPs
All small business owners need insurance, and most of them get their essential coverage through a business owners policy, also called a BOP. Within the BOP will likely come liability insurance, sometimes called commercial general liability policy. But, within the liability coverage itself, there are different options that apply to different scenarios where a claim […]
June 27, 2019
AgencyDo Offsite Injuries Qualify for Workers Compensation?
Working doesn’t mean you sit behind a desk all day in one spot. You might have to leave the office to do business. Or, you might work outside the office on your regular course of duties. Because you might not be on the business premises all day, you might wonder if accidents occurring offsite will […]
October 24, 2017
AgencySteps to Recovering After a Flood at Your Business
Floods are very damaging to business structures. The water often creates a significant amount of damage to the structure itself. It can require mold remediation. After a storm, you may need help recovering from flooding. In some cases, your business insurance may help. Take some time to consider what to do after an event. Assess […]
August 9, 2017
Agency4 Questions to Ask About Your Commercial Auto Insurance
As a business owner, you rely on employees to do business using your vehicle fleet. Whether they remain in town or travel long distances, auto insurance can protect them and your vehicles. However, purchasing auto insurance can be tricky. You may not know what questions to ask about commercial auto insurance. If you ask the […]
March 24, 2017
AgencyBuying and Paying for a Surety Bond
As a business, you want to cover all your assets appropriately. Good customer service matters, and anyone wants to provide clients with top-notch results. However, sometimes things happen. A business may fail to complete an assignment that is has contractually promised. In these cases, the business may have to compensate the client for the incomplete […]
December 19, 2016
Agency5 Reasons You Need Umbrella Insurance
Uncertainty is everywhere. As a business owner, you face a treacherous, uphill battle on your path to success. Even with good intentions, you can expose your business to a multitude of business risks. How can you overcome and keep fighting the good fight? You should consider getting umbrella business insurance. 1. Umbrella Insurance Is Your Secret […]
July 22, 2016
AgencyMatching Business Size with the Right Business Insurance
Business insurance grows with you, or at least it should. This type of insurance coverage is like any other. You select a policy that seems to fit the level of risk your business faces. The policy kicks in and provides financial support to you when you need it up to the limit that is listed […]
February 24, 2016
AgencyMinimizing Disruption with Disaster Planning
Something happened and your business property is now damaged. It’s going to take time to get your company back up and running again. You know your commercial property insurance is there to help cover the costs, but where do you begin? How do you pull together all of what needs to be done to get […]
March 26, 2014
AgencyTips for Managing Business Finances
With tax season upon us, there’s no better time to brush up on methods of managing your business finances. Even if you’ve already filed this year, the following tips can help you prepare for next year. And the best part yet, organizing your business expenses only takes a few minutes each day. Let’s get started. […]