October 6, 2021
AgencyThe Risks of Driving Without Insurance
If the police have ever pulled you over, they have likely asked for proof of auto insurance. However, if you didn’t have auto insurance, you might have found yourself in hot water. Driving without auto insurance is against the law for most drivers in most states. Therefore, getting coverage should be part of every driver’s […]
June 24, 2020
AgencyWho is Covered Under Car Insurance After an Accident?
Accidents are scary at best. They can shake your tense of comfort, not to mention leading to injuries for you and your passengers. Car insurance is designed to take on some of the financial burden of a car accident so you can focus on getting back on your feet. It’s important, then, to make sure […]
March 25, 2020
AgencyWhy is Car Insurance so Expensive?
On average, car insurance costs $1,457 a year in the U.S, which is about $121 a month. New drivers may think that car insurance is simply expensive no matter what, but this isn’t the case. There are many factors that go into calculating the cost of your car insurance. In general, insurance companies analyze the […]
January 27, 2020
AgencyWhat is Not Covered in Car Insurance?
Car insurance provides a lot of coverage for nearly every type of vehicle, but even full coverage doesn’t cover everything. When people talk about full coverage car insurance, they’re not referring to a specific type of insurance. Instead, they mean full coverage as in the highest amount of coverage a car can have. Full coverage […]
December 20, 2019
AgencyCommercial Auto Insurance: What Qualifies as a Commercial Vehicle?
Auto insurance can be confusing when it comes to running a business. Most drivers already have personal auto insurance and believe their work vehicles are covered, but this isn’t usually the case. If you have employees driving personal vehicles or sharing company vehicles, personal auto insurance won’t necessarily extend in case of a loss or […]
November 4, 2019
AgencyWhat Type of Car Insurance Covers Damages Caused to Other Drivers?
Understanding auto insurance is critical. Whether you are buying your first car or renewing your policy, you need this information. What happens if you cause an accident and someone else’s car has damage? In this case, your liability insurance pays for the losses. It is important to understand how this type of coverage works. That […]
June 11, 2019
AgencyReady to Retire? It’s Time to Review Your Car Insurance
Are you planning to retire in the next few years? It is a big step to take, that’s for sure. But, retirement also opens up a whole new chapter of your life. All the same, a new chapter means making some changes to your life. That also means reexamining your financial assets and your insurance […]
May 13, 2019
AgencyWhy You Have to Get the Minimum Texas SR-22
All drivers present varying levels of risk when they get behind the wheel. However, some present more than others. Most people carry car insurance to help protect themselves and others from the ramifications that these risks might trigger. Still, it is doubly important that the highest-risk drivers carry this coverage. As a result, the State […]
September 13, 2017
AgencyCommon Factors That Impact the Cost of Auto Insurance
Many different factors play a part in determining auto insurance rates. The most obvious factor is the level of coverage a driver desires. Those who desire extensive auto insurance coverage might pay a higher monthly premium. Those who desire low monthly premiums may likely have a comparably high deductible. Yet, these are not the only […]
November 18, 2016
AgencyTry These Wet Road Tips to Avoid Accidents
It’s raining, and everything is wet including the roads. Rain means more danger on the road. Driving in wet conditions raises your risk of accidents and breakdowns. If you don’t practice safe driving techniques, you could wind up in an accident. That could lead to serious damage and higher auto insurance rates. Driving in rain, especially heavy rain, can […]