state minimum requirements

What Does Liability Insurance Cover? Damage to property of others: You run a light and hit the side of a car, causing damage to the doors. Liability coverage would pay to repair the door. Medical coverage for others: The driver of the other car goes to the emergency room, with injuries requiring medical treatment, including […]

Don’t ever be fooled into thinking carrying only the state mandated minimum coverage is adequate auto insurance protection.   In an auto accident, drivers can be legally liable for their passengers’ injuries. While most states have mandatory minimum limits of liability required of all drivers, many of these requirements may not be sufficient in covering […]