noviembre 27, 2014
AgencyUse Candles with Care in Apartments
There’s nothing quite like burning candles during autumn—the warm glow and pleasant aroma add joy to many homes as the weather cools. But with any open flame comes the risk of fire. And when you live in an apartment, a fire can present a hazard to everyone who shares the building. However, it’s easy to […]
septiembre 8, 2014
AgencyGetting Your Security Deposit Back
If you’ve rented before, you’re familiar with the security deposit you often must pay before moving in. This chunk of money—that can cost between $300 and a full month’s rent—acts as a form of collateral in the event that you damage the rental unit, whether intentional or accidental. In many cases, this deposit is half […]
julio 16, 2014
AgencyHelp, I Don’t Think I Can Afford Renters Insurance!
The biggest reason that many people don’t invest in renter’s insurance is that they think it’s too expensive. We realize that most renters are both young and just starting out, or people whose budget is already stretched pretty thin. But what most folks don’t know is that renter’s insurance is much more affordable than many […]
junio 18, 2014
AgencyRemember to Buy Both Renters Insurance and Flood Insurance
As floods hit the United States this past spring, they served as a reminder to us all that it is important to invest in flood insurance. If you carry a mortgage on your home and live in a flood zone, you are most likely required to carry flood insurance by your mortgage company. Most homeowners who carry flood insurance […]
mayo 15, 2014
AgencyWhy Renters May Need Extra Contents Coverage
Is everything you own covered by your renters insurance policy? If you don’t know the answer off the top of your head, then chances are you’re underinsured. Many renters opt for the cheapest renters policy, which typically covers $10,000 worth of property, along with some liability coverage. However, the average renter owns approximately $20,000 worth […]
marzo 13, 2014
AgencyPaying Your Renters Insurance Premium Monthly vs. Annually
You may be thinking that renters insurance isn’t mandatory and, therefore, not worth the money. But it provides enough value to justify the extra budgeting. Renters insurance is designed to protect your assets from a number of covered events, which generally include fire, windstorm, hail, theft, vandalism and other weather-related incidents (earthquakes and floods are […]