mayo 19, 2017
AgencyHow to Assess Risk for Your New, Small Business
Opening the doors to your new business is an exciting time. It takes a great deal of preparation and investment to get to this point, no matter what type of business you have. Every month, more than 543,000 new U.S. businesses open their doors, according to Forbes.com. However, many small businesses shut down in their […]
abril 26, 2017
AgencyHow Your Claims History Impacts Your Auto Insurance Costs
You have auto insurance to minimize the financial losses you suffer due to an accident. Yet, filing too many claims could mean higher insurance rates. Why does that happen? The first thing to know is this. If you were in an accident or suffered another type of covered loss, file a claim. That is why […]
marzo 24, 2017
AgencyBuying and Paying for a Surety Bond
As a business, you want to cover all your assets appropriately. Good customer service matters, and anyone wants to provide clients with top-notch results. However, sometimes things happen. A business may fail to complete an assignment that is has contractually promised. In these cases, the business may have to compensate the client for the incomplete […]
febrero 22, 2017
AgencyThings to Consider When Valuing Your Personal Property
Renters insurance almost always comes with a level of personal property coverage. This can help you cover replacement costs in case a peril destroys personal property in your rental. When you get renters insurance your agent will likely ask you the value of your personal property. Personal property value helps your agency include enough personal property coverage on your […]
enero 24, 2017
AgencyHow to Be a Responsible Dog Owner
If you own a dog, you have an increased liability risk. According to DogsBite.com, about 1,000 people daily require medical care as a result of dog bite injuries in the United States. Dogs, as animals, are likely to react with a bite when they feel at risk or protective. Even the most careful pet owner should have adequate home […]
diciembre 19, 2016
Agency5 Reasons You Need Umbrella Insurance
Uncertainty is everywhere. As a business owner, you face a treacherous, uphill battle on your path to success. Even with good intentions, you can expose your business to a multitude of business risks. How can you overcome and keep fighting the good fight? You should consider getting umbrella business insurance. 1. Umbrella Insurance Is Your Secret […]
noviembre 18, 2016
AgencyTry These Wet Road Tips to Avoid Accidents
It’s raining, and everything is wet including the roads. Rain means more danger on the road. Driving in wet conditions raises your risk of accidents and breakdowns. If you don’t practice safe driving techniques, you could wind up in an accident. That could lead to serious damage and higher auto insurance rates. Driving in rain, especially heavy rain, can […]
octubre 18, 2016
AgencyMotion Detection Lights and Your Homeowners Insurance
Most people in law enforcement will tell you that light and sound are great ways to frustrate a possible burglar. But if you are like some of us, you don’t want bright lights on all the time outside your home. You like to look outside your window or patio doors and see the stars and […]
septiembre 20, 2016
AgencyUpdate Your Renters Insurance After Replacing Your Laptop
When it comes time to upgrade your home’s electronics, such as a laptop, you may be focused on finding the right combination of features and the right price. However, you may also need to think about long-term protection for your new asset. Your renters insurance may help cover this item if you have enough coverage […]
agosto 24, 2016
AgencyWhat is a Home Rebuild Cost Analysis?
When it comes time to consider which type of home insurance to buy or how much coverage you need, think twice about just renewing the coverage you currently have. In many situations, your coverage can become ineffective or simply not enough to meet your needs if a significant accident occurs. In other words, if you […]