septiembre 1, 2023
AgencyUnderstanding Flood Insurance Costs
Floods can cause devastating damage to your property and finances. These natural disasters are among the most costly to affect U.S. property owners. Furthermore, floods may occur anywhere, as evidenced by the recent torrential conditions brought by Hurricane Hilary throughout much of the southwestern United States. Given the prevalence and potential severity of floods, property […]
mayo 10, 2023
AgencyDo You Need Flood Insurance?
Nearly half of all American households aren’t aware that a standard homeowners insurance policy will not cover flood-related damages. For protection from floodwaters, you must purchase additional coverage. But do you really need extra flood insurance? Certain areas of the country lie within flood zones, which translates to a high risk of flooding. But just […]
marzo 6, 2023
AgencyHow Damaging are Floods?
Floods are the most common natural disaster in America and their effects can be devastating. While very high floodwaters obviously do the most damage, most people aren’t aware that even a few inches of water can lead to extreme home damage. Structural Damage Different forces come to play during a flood that can negatively impact […]
octubre 7, 2022
AgencyFlood Preparation Tips
While floods can happen unexpectedly, they can often be predicted as well. And if flooding or heavy rainfall is predicted near your home, it gives you the chance to prepare in advance so you can minimize the loss that occurs as a result. Just a few inches of water in your home is enough to […]
septiembre 12, 2022
AgencyWhat Flood Insurance Covers
Many people think that since they do not live near an ocean or reside within a defined flood zone, they are safe from rising waters. However, because of how common flooding can be, it’s important for every household to consider the protection of flood insurance. Flood insurance (which is sold separately from homeowners or renters […]
mayo 17, 2022
AgencyWhat Homeowners Misunderstand about Flood Insurance
Many homeowners think that if they have home insurance, they’re covered against any and all damages. However, it’s important to understand what flood insurance can do for you—as well as its limitations—in order to determine if it’s worthwhile to add this coverage to your personal insurance portfolio. Below we discuss three common misconceptions about flood […]
diciembre 3, 2021
AgencyStructure Coverage for Flood Insurance
Any home could flood, and those who live in areas that are particularly at risk of these disasters will often have to purchase a flood insurance policy. By contrast, their standard homeowners insurance will not cover their losses in most cases. Residents of flood zones designated as high-risk usually must purchase at least their foundational […]
septiembre 2, 2021
AgencyUnderstanding Flood Insurance Exclusions
Flood insurance is an optional coverage designed to protect your home and belongings in case of a flood. You can often add this insurance to your home, renters or business insurance policy since floods are typically excluded from basic coverages. Unfortunately, even flood insurance won’t cover all water damage you may suffer. It is important […]
abril 24, 2019
AgencyLive in a Low-Lying Area, You Might Need Flood Insurance
El Paso isn’t close to the Atlantic Ocean. It doesn’t lie in a particularly flat area, either. However, just because you might not think the terrain is high-risk, there is still a flood threat in the area. So, if you plan to buy a home, you might find out you need flood insurance? Why is […]
octubre 24, 2017
AgencySteps to Recovering After a Flood at Your Business
Floods are very damaging to business structures. The water often creates a significant amount of damage to the structure itself. It can require mold remediation. After a storm, you may need help recovering from flooding. In some cases, your business insurance may help. Take some time to consider what to do after an event. Assess […]