Non-standard Auto Insurance in Anthony, TX
Non-standard auto insurance is designed to provide coverage for drivers who may not qualify for standard policies.
Non-standard auto insurance is typically for drivers who fall into one or more of the following categories:
- High-risk drivers—Individuals with multiple traffic violations, accidents or DUI convictions may be considered high-risk drivers.
- New drivers—This includes individuals with little or no driving history.
- Drivers with poor credit—Insurance companies often consider credit scores when determining risk.
- Owners of high-performance or modified vehicles—These cars can be more expensive to insure due to their higher risk of theft or accidents.
Benefits of Non-standard Auto Insurance
While non-standard auto insurance may come with higher premiums, it offers several benefits, including the following:
- Access to coverage—It ensures that you have the necessary insurance to legally drive, even if you are considered a high-risk driver.
- Financial protection—It provides coverage for damages and injuries according to the policy’s terms, helping you avoid significant out-of-pocket expenses in the event of an accident.
- Opportunity to improve—Maintaining a non-standard policy and demonstrating responsible driving behavior can help you qualify for standard insurance in the future.
Tips For Finding the Right Policy
When shopping for non-standard auto insurance, consider the following tips:
- Get quotes from multiple insurance providers to find the best rates and coverage options.
- Some insurers offer discounts for completing defensive driving courses, installing safety features in your vehicle or maintaining a clean driving record.
- Make sure you understand the terms and conditions of the policy, including coverage limits, deductibles and exclusions.
- Work with an agent who specializes in non-standard policies can help you navigate the process and find the best coverage for your needs.
Contact Us
Non-standard auto insurance typically comes with higher premiums. Our team can help you shop around for favorable rates.
Contact Pan American Insurance to compare non-standard auto insurance quotes.