julio 22, 2013
AgencyTexas Teen Drivers Insurance Rates
One of the most exciting rites of passage for teenagers is getting a driver’s license. However, for parents, adding a teen on the car-insurance policy will drive up the cost of the family premiums considerably. In Texas, a married couple’s car insurance premium will go up by an average of 71 percent after adding a […]
julio 16, 2013
AgencyHome Insurance Inspections: Compulsory or Not?
Dear Agent, I’ve had my current home insurance policy since 2011, and now the insurance company says it has to do an «interior survey» of my home. We’ve never needed a home insurance inspection before. I live in Texas, my home was built in 1950, and I’ve always had homeowners insurance. No one in my […]
julio 9, 2013
AgencyCar Insurance Rates Increase 71% for Teen Drivers in Texas
A study by InsuranceQuotes.com finds a married couple in Texas can expect to see their car insurance premiums rise more than 70% when they add a teenage driver to their policy. The report finds Texas enjoys the ninth-lowest rate increase in the country for adding teen drivers to their parents’ policies. The national average for […]
julio 3, 2013
Agency5 Reasons Talking to an Agent is Better Than a Comparing Prices Online
The process of finding insurance coverage for your business is critical to its well-being. While you want to find a policy with the lowest premium possible, you still need to be absolutely certain that your business, its assets and its employees are adequately covered for all eventualities. Most businesses in the U.S. require three […]
junio 28, 2013
AgencyTexas ranks high in dog-bite claims
Owning a dog can be a blessing, most owners agree. They serve as home security guards, playmates for our children and can help us deal with stress. But the pluses quickly fade when a dog bites a stranger, resulting in a possible lawsuit or termination of a home insurance policy. Texas ranks third in State […]
junio 18, 2013
AgencyYour Texas Auto Insurance Minimums May Not Be Enough
Don’t ever be fooled into thinking carrying only the state mandated minimum coverage is adequate auto insurance protection. In an auto accident, drivers can be legally liable for their passengers’ injuries. While most states have mandatory minimum limits of liability required of all drivers, many of these requirements may not be sufficient in covering […]
junio 10, 2013
AgencyFive Factors Affecting Your Home Insurance Rates
If you own your own home or are in the market to buy, there are some factors that may be affecting your insurance rates without you even knowing it. According to the Insurance Information Institute, the average homeowner’s insurance rate is close to $1000. You could potentially lower this amount by changing or updating your home. […]
mayo 13, 2013
AgencySenate approves insurance cards on smartphones
The Senate approved legislation Thursday that would allow Texas drivers to prove their auto insurance coverage with a smartphone or other device, sending the bill to the governor. The measure by Sen. Glenn Hegar, R-Katy, would bring Texas in line with six other states that already enable drivers to prove insurance coverage with a smartphone […]
abril 27, 2013
AgencyEl Paso Insurance
We Are Fiercely Independent and Loyal to You! Pan American Insurance is an insurance company that works for you. Since 1988, Larry Medina has welcomed home, auto and business owners across Texas and New Mexico in the “Pan American Family.” We represent more than 20 companies across the area, allowing us to find you the […]