January 31, 2022
AgencyHow Truck Drivers Can Prevent Rollovers
Rolling your truck can cost you your life. It can also result in the loss of life of others. However, rollovers are preventable. The following are a few tips to help you prevent the potential for rolling over. Tip #1: Always Consider the Conditions of the Road Whether you are driving during a winter storm […]
January 17, 2022
AgencyAre There Different Types of RV Insurance Policies?
With multiple types of recreational vehicles, it is no wonder that there are also different policies available to suit your specific needs. Knowing the class of your vehicle can help you find the right policy. For example, travel trailers and pop-up trailers are mostly used for fun and thus may cost less to insure than […]
December 20, 2021
AgencyWhy Motorcycle Insurance Rates Increase
If you buy motorcycle insurance, then you have to pay for it. Your agent will inform you of your premium at the time you buy your plan. However, each time that you renew your policy later, you might see your rates increase or decrease. Higher insurance rates are inconvenient for everyone. However, they are part […]
December 3, 2021
AgencyStructure Coverage for Flood Insurance
Any home could flood, and those who live in areas that are particularly at risk of these disasters will often have to purchase a flood insurance policy. By contrast, their standard homeowners insurance will not cover their losses in most cases. Residents of flood zones designated as high-risk usually must purchase at least their foundational […]
November 23, 2021
AgencyMisconceptions About Renters Insurance
Contrary to popular belief, renters insurance isn’t anything new. It’s been around for a while now and many tenants have it. Misconceptions about renters insurance still linger, and we would like to clear up some of the confusion. My property owner will cover me: You already pay rent to them, so to tenants it […]
November 2, 2021
Agency5 Types of Insurance You Should Have for Your Small Business
As a business owner, it is critically important to be fully and properly covered by insurance to protect your business and its assets. There are a lot of different types of business insurance policies to choose from but below are the five most essential. 1. General Liability Insurance General liability insurance protects your business if […]
October 20, 2021
AgencyDo I Need Endorsements on My Home Insurance Policy?
Your home is an important staple and your life, which is why it is so important to keep it—and everything in it—protected with the right home insurance policy. Unfortunately, not all home insurance policies are created equal, and many homeowners end up paying too much for policies that aren’t tailored to fit their home. There […]
October 6, 2021
AgencyThe Risks of Driving Without Insurance
If the police have ever pulled you over, they have likely asked for proof of auto insurance. However, if you didn’t have auto insurance, you might have found yourself in hot water. Driving without auto insurance is against the law for most drivers in most states. Therefore, getting coverage should be part of every driver’s […]
September 23, 2021
AgencyImproving Your Motorcycle Habits
Motorcyclists must follow high standards. Each state punishes reckless driving, particularly if the offender has previous citations on their record. Though you might feel tempted to burn rubber, prepare to face the consequences if you do. If you receive charges while on your motorcycle, those will show up driving record. The more rules you break, […]
September 2, 2021
AgencyUnderstanding Flood Insurance Exclusions
Flood insurance is an optional coverage designed to protect your home and belongings in case of a flood. You can often add this insurance to your home, renters or business insurance policy since floods are typically excluded from basic coverages. Unfortunately, even flood insurance won’t cover all water damage you may suffer. It is important […]