March 2, 2023
AgencyDo You Need BOP Insurance If You Have Other Insurance?
Do you already have other insurance? You may or may not need BOP insurance depending on the coverages that you have. Don’t Rely on Personal Coverages Don’t expect your personal insurance coverages, such as your homeowners insurance or car insurance, to cover your business activities. Most personal insurance policies specifically exclude losses related to a […]
February 27, 2023
AgencyHaving General Liability Insurance Helps Demonstrate Your Responsibility
Having general liability insurance helps demonstrate your company is responsible and dedicated. When it comes to choosing who to do business with, your clients may require it. It is always a good idea to choose a policy that accurately reflects risks. Having too much does not help. However, the right balance is always important. Here […]
February 16, 2023
AgencyA Checklist for Renters
Searching for a new apartment isn’t always easy. Even though you’re not buying the property, you still want to ensure that you rent an enjoyable unit in good repair. While apartment hunting, take along a few items—such as a camera, tape measure and notebook—so you can thoroughly examine the property and make any necessary notes […]
February 1, 2023
Agency5 Steps To Reduce Business Insurance Costs
Most company owners recognize the importance of carrying quality business insurance. These companies also need to ensure the policy they are purchasing is the right fit for their budget. It is never wise to reduce the quality or amount of insurance protection a company maintains in order to save costs. But, there are ways to […]
January 31, 2023
AgencyThe Benefits of Uninsured/Underinsured Coverage
Whenever you drive, you are going to encounter other drivers. As a result, there’s a chance that you could harm them. Nevertheless, there’s also a chance that they could harm you. After accidents, many drivers face questions about who was at fault in the accident. The at-fault party might have an obligation to cover some […]
January 17, 2023
AgencyHow to File a Commercial Auto Insurance Claim
Commercial auto insurance is crucial for businesses that have or use vehicles for work purposes. If you have trucks or company vehicles, you will need commercial auto insurance to cover potential accidents. The coverage available under your commercial auto insurance policy is similar to that which you find on your personal auto insurance policy. The […]
January 2, 2023
AgencyCan a Home Insurance Company Raise Rates After a Claim?
You have home insurance for a reason. You know that it is there to help you if you need to file a claim. But, will filing that claim cause your insurance rates to rise? This is a common concern. In some cases, the answer is yes. In others, there is no need to worry. In […]
December 22, 2022
AgencyYour Travel Security List for a Road Trip to Mexico
During the holiday season, many Americans go to Mexico on vacation or to visit family and friends. If you plan to drive this trip, you need to start planning now. Driving in Mexico requires a few extra steps and safety precautions. So, before you go, know how to get ready. What are some of the […]
December 13, 2022
Agency5 Reasons You Need Surety Bonds for Your Business
Surety bonds provide a wide range of support for business owners. While they may seem like just another expense to some small business owners, they actually provide a number of key benefits like providing customers with a sense of confidence in the bonded company. If you are on the verge of starting a business or […]
December 2, 2022
Agency5 Great Ways to Get More Use Out of a Small Space
Living in an apartment is a cost-effective housing choice, particularly for young adults. But such a small space can make it hard to fit everything inside while keeping your humble abode functional at the same time. Luckily, a little bit of organizing can go a long way toward getting more use out of a small […]