November 15, 2019
AgencyWill BOP Cover a Data Breach?
A BOP, or Business Owner Policy, is a type of business insurance plan. It helps to lump together a variety of individual types of coverage together. It’s also very flexible for many policyholders. Though the base policy does not usually automatically include all forms of coverage you need, you can add to it. One of […]
November 4, 2019
AgencyWhat Type of Car Insurance Covers Damages Caused to Other Drivers?
Understanding auto insurance is critical. Whether you are buying your first car or renewing your policy, you need this information. What happens if you cause an accident and someone else’s car has damage? In this case, your liability insurance pays for the losses. It is important to understand how this type of coverage works. That […]
October 30, 2019
AgencyPaying Your Home Insurance Premium Monthly vs. Annually
The cost of paying your homeowners insurance premium doesn’t cover only your policy; it also covers the insurance company’s expenses associated with processing payments. In order to reduce these costs, some insurers allow you to make biannual, quarterly or annual payments, as opposed to monthly payments. Though it may only cost a few extra dollars […]
October 15, 2019
AgencyApartment Balcony Gardening
Do you dream of a backyard full of lush foliage? You don’t have to give up on your dream just because you currently live in an apartment. In fact, you can grow a successful garden right on your balcony. However, because balconies create a different micro-climate than the conditions on the ground, you’ll have to […]
September 18, 2019
AgencyPartnered but not Married? How does Renters’ Insurance Coverage Work?
If you’ve established a life with your long-term partner, you may have decided that you are comfortable as you are, and that there’s no need to get married. This is perfectly reasonable for thousands of couples who are able to build lives that provide both autonomy and legal security. However, it’s that contrast between autonomy […]
September 7, 2019
AgencyCommercial Property Insurance for Theft
You might worry about something like a fire or severe storm damaging your business. Sure, that’s a possibility, but there are a lot of other losses that are much more likely to happen every single day. These include the risks of theft and vandalism. A thief might strike both during and after normal business hours, […]
August 29, 2019
AgencyThe Liability Coverage Within BOPs
All small business owners need insurance, and most of them get their essential coverage through a business owners policy, also called a BOP. Within the BOP will likely come liability insurance, sometimes called commercial general liability policy. But, within the liability coverage itself, there are different options that apply to different scenarios where a claim […]
August 13, 2019
AgencyUnderstanding Cash Value Motorcycle Insurance
If your motorcycle gets damaged, then you can expect to have to make repairs. It’s likely going to cost you money to do so, and you might want your motorcycle insurance to help you pay for it. If the bike is a total loss, then you can expect the problem to be a bit more […]
July 16, 2019
AgencyProperty Damage Liability Insurance in Business Coverage
There’s a chance that you might cause harm to someone else while trying to provide your business services. Sometimes, the problem you cause involves property damage. Because the damage might be your fault, you therefore might have to repay that other party for their losses. The appropriate property damage liability insurance policy will help you […]
July 5, 2019
AgencyThe Added Value and Liability of Aging in Place
Getting older often merits a few special considerations for anyone. It doesn’t mean you need to become home-bound or isolated. However, you might need to take a few extra precautions to make your home safer to occupy. On one hand, you might install additional security mechanisms; on the other, you might need to make structural […]