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June 3, 2022
Agency

Why Homeowners May Need an Umbrella Insurance Policy

What happens when you reach your liability coverage limits on your home insurance policy? You become personally responsible for the balance remaining after a claim has exceeded policy limits. If you are a homeowner, you may be forced to sell in order to satisfy any outstanding amounts you are liable for after insurance pays for […]
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May 31, 2022
Agency

How to Optimize Your Auto Insurance Rates

Auto insurance is known as a necessary expense if you ever want to take the wheel. However, it doesn’t have to be expensive to protect your vehicle. There are ways to optimize your auto insurance policy so that you can save money without sacrificing important coverage.  Adjust Your Deductible  Your car insurance deductible is how […]
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May 17, 2022
Agency

What Homeowners Misunderstand about Flood Insurance

Many homeowners think that if they have home insurance, they’re covered against any and all damages. However, it’s important to understand what flood insurance can do for you—as well as its limitations—in order to determine if it’s worthwhile to add this coverage to your personal insurance portfolio. Below we discuss three common misconceptions about flood […]
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May 4, 2022
Agency

Summer Motorcycle Safety Tips

Summer months invite motorcycle enthusiasts to enjoy the longer days and warm nights. It also means more automobile drivers traveling to and from vacation spots.   With more drivers on the road, motorcycle safety is challenging. An increased chance exists for accident, theft and motorcycle insurance claims. However, there are things motorcyclists can do to better […]
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April 27, 2022
Agency

Protecting Your Car from Severe Weather Damage

During the spring, warming fronts might contain strong thunderstorms. The most severe weather has the potential to do severe damage to your property. As weather threats increase, protecting your possessions should be a priority. One thing you should not neglect is your car.  Vehicles have near-direct exposure to any type of weather that strikes them. […]
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April 18, 2022
Agency

Safety Tips for First-Time Apartment Renters

Moving out on your own is both exhilarating and challenging. You enjoy the fact that you can go and come as you please, but you also want to make good choices. With the potential for danger at every turn in life, safety should always be your top priority in your new apartment.  Choose a Safe […]
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April 12, 2022
Agency

Can Business Insurance Help with Claims for Asbestos Exposure?

You operate a business. It may be construction-related. It could be an electrical or plumbing business. Your job is to protect your employees from exposure to risks. Asbestos is one of the biggest exposure risks. If exposure to asbestos occurs, your employees may face significant health challenges.   But, does this apply to your worker’s compensation […]
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March 28, 2022
Agency

Before You Add Solar Panels, Consider Your Home Insurance Policy

The cost of solar power is significantly lower than it has been. Adding solar can reduce your energy costs. It can also help the planet. Yet, this is a significant investment in your home. It can also make your home more valuable. How can that influence your insurance costs?  If you plan to invest in […]
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March 17, 2022
Agency

Reducing Workers Compensation Claims At Your Retail Location

Retail property owners have a wide range of opportunities available to them to reduce workers’ compensation claims. In any setting, it is wise for companies to be proactive, looking for ways to reduce claims to save money. Yet, it’s not always simple. You run a busy location, and mistakes happen. How can you work to […]
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March 9, 2022
Agency

Does Car Insurance Cover Damage After A Hail Storm?

Hail is a type of weather phenomena that doesn’t come with every storm, and it’s often something that is very hard to predict. Still, it’s this unpredictability that is part of what makes hail such an unpredictable and often devastating hazard.  One piece of property that you might feel is a bit of a sitting […]
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