April 14, 2023
AgencyThings to Remember When Comparing Auto Insurance Rates
It’s only natural for every driver to want to pay as affordable a price as possible for their car insurance. However, there are many factors at play that can influence how much you might pay for your plan. In the end, your auto insurance premiums are unique to you, and they represent the level of […]
March 14, 2023
AgencyWhy Should You Purchase an RV Insurance Policy?
Are you wondering about the best way to insure your recreational vehicle? Some RV owners opt to insure their motor homes on with an endorsement on their car insurance policy. However, you may be better off if you purchase actual RV insurance. If you insure your RV with your car insurance policy, you may not […]
March 6, 2023
AgencyHow Damaging are Floods?
Floods are the most common natural disaster in America and their effects can be devastating. While very high floodwaters obviously do the most damage, most people aren’t aware that even a few inches of water can lead to extreme home damage. Structural Damage Different forces come to play during a flood that can negatively impact […]
March 2, 2023
AgencyDo You Need BOP Insurance If You Have Other Insurance?
Do you already have other insurance? You may or may not need BOP insurance depending on the coverages that you have. Don’t Rely on Personal Coverages Don’t expect your personal insurance coverages, such as your homeowners insurance or car insurance, to cover your business activities. Most personal insurance policies specifically exclude losses related to a […]
February 27, 2023
AgencyHaving General Liability Insurance Helps Demonstrate Your Responsibility
Having general liability insurance helps demonstrate your company is responsible and dedicated. When it comes to choosing who to do business with, your clients may require it. It is always a good idea to choose a policy that accurately reflects risks. Having too much does not help. However, the right balance is always important. Here […]
February 16, 2023
AgencyA Checklist for Renters
Searching for a new apartment isn’t always easy. Even though you’re not buying the property, you still want to ensure that you rent an enjoyable unit in good repair. While apartment hunting, take along a few items—such as a camera, tape measure and notebook—so you can thoroughly examine the property and make any necessary notes […]
February 1, 2023
Agency5 Steps To Reduce Business Insurance Costs
Most company owners recognize the importance of carrying quality business insurance. These companies also need to ensure the policy they are purchasing is the right fit for their budget. It is never wise to reduce the quality or amount of insurance protection a company maintains in order to save costs. But, there are ways to […]
January 31, 2023
AgencyThe Benefits of Uninsured/Underinsured Coverage
Whenever you drive, you are going to encounter other drivers. As a result, there’s a chance that you could harm them. Nevertheless, there’s also a chance that they could harm you. After accidents, many drivers face questions about who was at fault in the accident. The at-fault party might have an obligation to cover some […]
January 17, 2023
AgencyHow to File a Commercial Auto Insurance Claim
Commercial auto insurance is crucial for businesses that have or use vehicles for work purposes. If you have trucks or company vehicles, you will need commercial auto insurance to cover potential accidents. The coverage available under your commercial auto insurance policy is similar to that which you find on your personal auto insurance policy. The […]
January 2, 2023
AgencyCan a Home Insurance Company Raise Rates After a Claim?
You have home insurance for a reason. You know that it is there to help you if you need to file a claim. But, will filing that claim cause your insurance rates to rise? This is a common concern. In some cases, the answer is yes. In others, there is no need to worry. In […]