January 23, 2020
AgencyAvoiding Injuries in the Workplace
When inviting employees to work within a certain space, employers have a responsibility to make that space as safe as possible. Accidents may happen, but it’s important to avoid preventable injuries. Some jobs, such as contractors and construction workers, are filled with hazards that seem impossible to avoid. For others, however, it’s easy to implement […]
December 20, 2019
AgencyCommercial Auto Insurance: What Qualifies as a Commercial Vehicle?
Auto insurance can be confusing when it comes to running a business. Most drivers already have personal auto insurance and believe their work vehicles are covered, but this isn’t usually the case. If you have employees driving personal vehicles or sharing company vehicles, personal auto insurance won’t necessarily extend in case of a loss or […]
December 13, 2019
AgencyHome Insurance for Generation X
Caught between baby boomers and millennials, Generation X can often be forgotten. But members of Generation X are now at the ages where they’re building retirement funds and settling into their careers and homes. They also tend to have more earners in the household than the other generations. Unfortunately, that money often comes with a […]
November 15, 2019
AgencyWill BOP Cover a Data Breach?
A BOP, or Business Owner Policy, is a type of business insurance plan. It helps to lump together a variety of individual types of coverage together. It’s also very flexible for many policyholders. Though the base policy does not usually automatically include all forms of coverage you need, you can add to it. One of […]
November 4, 2019
AgencyWhat Type of Car Insurance Covers Damages Caused to Other Drivers?
Understanding auto insurance is critical. Whether you are buying your first car or renewing your policy, you need this information. What happens if you cause an accident and someone else’s car has damage? In this case, your liability insurance pays for the losses. It is important to understand how this type of coverage works. That […]
October 30, 2019
AgencyPaying Your Home Insurance Premium Monthly vs. Annually
The cost of paying your homeowners insurance premium doesn’t cover only your policy; it also covers the insurance company’s expenses associated with processing payments. In order to reduce these costs, some insurers allow you to make biannual, quarterly or annual payments, as opposed to monthly payments. Though it may only cost a few extra dollars […]
October 15, 2019
AgencyApartment Balcony Gardening
Do you dream of a backyard full of lush foliage? You don’t have to give up on your dream just because you currently live in an apartment. In fact, you can grow a successful garden right on your balcony. However, because balconies create a different micro-climate than the conditions on the ground, you’ll have to […]
September 18, 2019
AgencyPartnered but not Married? How does Renters’ Insurance Coverage Work?
If you’ve established a life with your long-term partner, you may have decided that you are comfortable as you are, and that there’s no need to get married. This is perfectly reasonable for thousands of couples who are able to build lives that provide both autonomy and legal security. However, it’s that contrast between autonomy […]
September 7, 2019
AgencyCommercial Property Insurance for Theft
You might worry about something like a fire or severe storm damaging your business. Sure, that’s a possibility, but there are a lot of other losses that are much more likely to happen every single day. These include the risks of theft and vandalism. A thief might strike both during and after normal business hours, […]
August 29, 2019
AgencyThe Liability Coverage Within BOPs
All small business owners need insurance, and most of them get their essential coverage through a business owners policy, also called a BOP. Within the BOP will likely come liability insurance, sometimes called commercial general liability policy. But, within the liability coverage itself, there are different options that apply to different scenarios where a claim […]