October 22, 2024
panaminsDifferences Between Non-Standard and Standard Auto Insurance
When it comes to auto insurance, understanding the differences between non-standard and standard policies can help you make an informed decision. Both types of insurance serve the same fundamental purpose—providing financial protection in the event of an accident—but they cater to different types of drivers and circumstances. Standard Auto Insurance Standard auto insurance is designed […]
August 22, 2024
AgencyMexico Travel Insurance Basics
Traveling to Mexico can present rewarding and memorable experiences. However, regardless of your exact destination or how seasoned you are as a traveler, accidents and other mishaps can occur. With this in mind, you and other members of your party should take time to assess risks and exposures and secure appropriate loss control measures, such […]
June 28, 2024
AgencyAuto Insurance for International Travel: Temporary Coverage Options
Traveling internationally can be an exciting adventure, but these journeys also often come with risks and challenges. When planning to traverse your destination in a car, one potential hurdle that should not be taken lightly is ensuring you have adequate auto insurance coverage. At , we are committed to guiding you through securing appropriate auto […]
May 30, 2024
AgencyThe Importance of Bobtail Insurance for Commercial Truckers
A workplace’s commercial auto insurance can protect truckers when they’re on the job, but what about after cargo is delivered? In such cases, other insurance may be needed. Bobtail insurance is a specific type of auto liability insurance designed to protect commercial truck drivers when they are not under dispatch. The phrase “not under dispatch” […]
April 25, 2024
AgencyHow Changes in Your Trucking Operations Can Affect Your Insurance Needs
As the trucking industry evolves, so do the needs and risks associated with it. Changes in your trucking operations—fleet expansion, diversification of services or modifications in routes and cargo—typically trigger the need for an insurance review. Fleet Expansion or Reduction Expanding your fleet means more vehicles on the road, which increases your risk exposure. More […]
March 15, 2024
AgencyMexico Travel Insurance: Tips and Safety Information
Whether you’re seeking to enjoy local cuisine, escape winter weather or expand your cultural horizons, traveling to Mexico offers opportunities to make lifelong memories. Traveling also often requires significant financial resources, as plane tickets, hotel accommodations, luggage and experiences while you are there can be expensive. So you should diligently assess risk management and loss […]
October 11, 2023
panaminsTypes of Business Insurance
All businesses must account for various risks and exposures. Even diligent organizations with highly experienced employees should prioritize risk management and loss control measures. After all, lacking preparations and precautions could leave your business financially vulnerable and a single accident or error could have devastating consequences. Given these stakes, acquiring and maintaining an adequate business […]
September 1, 2023
AgencyUnderstanding Flood Insurance Costs
Floods can cause devastating damage to your property and finances. These natural disasters are among the most costly to affect U.S. property owners. Furthermore, floods may occur anywhere, as evidenced by the recent torrential conditions brought by Hurricane Hilary throughout much of the southwestern United States. Given the prevalence and potential severity of floods, property […]
August 21, 2023
AgencyWhat Questions Should You Ask About Car Insurance?
Buying car insurance can be difficult, especially for new drivers. Before speaking with an insurance agent, it can help to have a list of questions prepared so you know what to ask and what answers you seek. What Coverage Do You Offer? This is a basic but important question to ask of potential insurers. All […]
July 12, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]