September 13, 2013
AgencyDoes Your Insurance Cover Teen Driving?
As summer winds down into fall, you should keep this story in mind before you opt out of collision coverage. One autumn afternoon, a pregnant woman was driving her mother and her two young children to the store. She stopped at a stop sign, waited for her turn to go, and then entered the intersection. […]
September 3, 2013
AgencyWhat Can Affect Your Homeowners Insurance Premium?
Your individualized quote for El Paso home insurance is not found on any kind of static chart that matches your age, home value and deductible information to a set price. Homeowners insurance quotes are specifically created for each customer and are based on the very unique details of your lifestyle and living area. Here’s a […]
August 28, 2013
AgencyWhere are the Safest Driving Cities in America?
Allstate Insurance Company today released its ninth annual “Allstate America’s Best Drivers Report®.” The report, based on Allstate claims data, ranks America’s 200 largest cities in terms of car collision frequency to identify which cities have the safest drivers. This year’s top honor of “America’s Safest Driving City” is Fort Collins, Colorado, the third time […]
August 20, 2013
AgencyTexas Law allows Proof of Insurance on Smartphones
In a month and a half, drivers on Texas roads won’t have to dig through their glove compartments for their insurance cards when they are pulled over by police officers. They can just turn to their cellphones. Thanks to a law passed during the 83rd legislative session, motorists will be able to pull up proof of […]
August 13, 2013
AgencyMotorcycle Insurance State Minimum Requirements
What Does Liability Insurance Cover? Damage to property of others: You run a light and hit the side of a car, causing damage to the doors. Liability coverage would pay to repair the door. Medical coverage for others: The driver of the other car goes to the emergency room, with injuries requiring medical treatment, including […]
August 6, 2013
Agency5 Basic Personal Insurance Tips
With my family’s insurance renewals coming up, I’ve spent the past couple of months checking out home and auto coverage from different companies. Interestingly enough, my research points out some myths about insurance that many folks may not know. For example: With all the recent rain and flash floods, I can’t help but think of […]
July 30, 2013
AgencyCar Insurance Rating Myths
It’s nerve-racking to wait for your new or renewal El Paso auto insurance rate quote. While you wait, all the driving sins you’ve committed over the past year or more rest heavily on your shoulders and you may become increasingly sure that every choice you’ve made, including the color you’ve chosen for your vehicle, will […]
July 30, 2013
AgencyAre Your Car Insurance Rates based on Education and Occupation?
When you get insurance, a variety of factors go into determining how much your premiums will cost. Some companies, however, include your education level and work status and may charge you more for it. According to a recent report, companies like GEICO, Progressive, Liberty Mutual, and Farmers will charge you more if you only have […]
July 22, 2013
AgencyTexas Teen Drivers Insurance Rates
One of the most exciting rites of passage for teenagers is getting a driver’s license. However, for parents, adding a teen on the car-insurance policy will drive up the cost of the family premiums considerably. In Texas, a married couple’s car insurance premium will go up by an average of 71 percent after adding a […]
July 16, 2013
AgencyHome Insurance Inspections: Compulsory or Not?
Dear Agent, I’ve had my current home insurance policy since 2011, and now the insurance company says it has to do an “interior survey” of my home. We’ve never needed a home insurance inspection before. I live in Texas, my home was built in 1950, and I’ve always had homeowners insurance. No one in my […]