August 6, 2014
AgencyHomeowners Insurance and Dog Bites
If you own a dog you need to be aware of how your homeowners insurance policy will handle a dog bite. According to the Insurance Information Institute, more than one-third of homeowners insurance claims in 2012 were for dog bites. Luckily, dog bites are typically covered under your standard homeowners insurance policy. Here are some […]
July 30, 2014
AgencyWhat Are Performance Bonds?
Реrfоrmаnсе bоnds guаrаntее fоr thе sаtіsfасtоrу соmрlеtіоn оf а рrојесt. Тhіs wіll rеquіrе hаvіng а соllаtеrаl рrореrtу оr іnvеstmеnt tо bасk uр thе rеquіrеmеnts оf thе surеtу аgеnсу. А реrfоrmаnсе bоnd іs usuаllу іssuеd bу а bаnk оr аn іnsurаnсе соmраnу, bоth оf whісh асt аs а “surеtу.” Тhе gоvеrnmеnt rеquіrеs реrfоrmаnсе bоnds аnd рауmеnt […]
July 22, 2014
Agency5 Tips for Driving Around Motorcycles
As you’re driving around this summer, you may notice an increase in motorcycle traffic. As you hear the roar of an engine or see one coming your way, keep these tips in mind to avoid any kind of incident between your car and a motorcycle. Look twice before turning left at an intersection. The number […]
July 16, 2014
AgencyHelp, I Don’t Think I Can Afford Renters Insurance!
The biggest reason that many people don’t invest in renter’s insurance is that they think it’s too expensive. We realize that most renters are both young and just starting out, or people whose budget is already stretched pretty thin. But what most folks don’t know is that renter’s insurance is much more affordable than many […]
July 10, 2014
Agency5 Tips for a Successful RV Trip
Going on an RV trip this summer or fall? RV vacations can provide fantastic family memories. The key is to make sure the memories are all positive ones, and that unexpected, undesirable issues are avoided! Here are five tips for a successful RV trip. Plan to set up during daylight. Backing an RV into a […]
June 24, 2014
AgencyWhy You Should Consider Travel Insurance
Why buy travel insurance? The main reason is that a vacation can be an expensive proposition, with a lot of nonrefundable costs in the event that it has to be cancelled or delayed at the last moment. If you have to cancel a vacation for any reason, such as an illness, a death in the […]
June 18, 2014
AgencyRemember to Buy Both Renters Insurance and Flood Insurance
As floods hit the United States this past spring, they served as a reminder to us all that it is important to invest in flood insurance. If you carry a mortgage on your home and live in a flood zone, you are most likely required to carry flood insurance by your mortgage company. Most homeowners who carry flood insurance […]
June 10, 2014
Agency5 Common Auto Insurance Misunderstandings
People buy auto insurance for different reasons. Some purchase insurance because their auto lender requires full coverage. Others buy insurance to help protect their vehicles and their assets in the event of an accident. It is important to understand your coverage type and policy limits to avoid any confusion later. Let’s review some common auto […]
June 6, 2014
AgencyPool Safety Tips for Homeowners
If you are a homeowner with a pool, you should be aware of the dangers of drowning. Although a pool provides fun entertainment in the hot summer months, the risk of drowning or near drowning needs to be taken seriously. Over 3,500 people die per year due to unintentional drowning. Of those, one fifth are children under the […]
May 27, 2014
AgencyIs Your State’s Minimum Auto Insurance Enough?
If you operate a vehicle on your state’s highways, you must have evidence of financial responsibility in the vehicle at all times. Financial responsibility can be satisfied in different ways, but the most common way to meet this legal obligation is to buy auto liability insurance. It is important for you to understand the minimum […]