October 16, 2014
AgencyWhy Do Floods Happen?
We’re all familiar with the water cycle thanks to elementary science class teaching us that water travels from clouds, down to bodies of water and then evaporates back up to the clouds. But what happens when the hydrological system gets backed up or clogged? Those imbalanced conditions often lead to floods, which can cause extreme […]
October 11, 2014
AgencyWired vs. Wireless Home Security Systems
A home security system is a good investment to protect your home and family from crime and may qualify you for a homeowners insurance discount. Insurance companies offer discounts because security systems make it less likely that a burglar will want to enter your home and even if they do, many will immediately leave after […]
October 2, 2014
AgencyWhat Does Commercial Property Insurance Cover?
Many people think of office property as little more than cubicles, a few pieces of mass produced artwork and a Ficus plant. However, when you add up the value of the building, desks and other furniture, computer equipment, inventory, raw materials, specialty equipment and everything else owned by your business, the overall price tag is […]
September 23, 2014
AgencyProtect Yourself and Others with a Good Motorcycle Insurance Policy
Motorcyclists are statistically at a higher risk for accidents so it makes good sense to have motorcycle insurance. The right policy will help protect you financially if damage or injuries occur to you, your bike or others if you’re involved an accident. Is There a Minimum Coverage Requirement? Motorcycle liability insurance is required in almost […]
September 18, 2014
Agency3 Common Surety Bonds
Many people don’t know what surety bonds are, let alone the fact that there are many types of surety bonds available for purchase. When you hire a contractor, plumber, electrician or anyone else to perform work in your home or place of business, it’s beneficial to hire a bonded professional. Why? If that contractor does […]
September 8, 2014
AgencyGetting Your Security Deposit Back
If you’ve rented before, you’re familiar with the security deposit you often must pay before moving in. This chunk of money—that can cost between $300 and a full month’s rent—acts as a form of collateral in the event that you damage the rental unit, whether intentional or accidental. In many cases, this deposit is half […]
September 3, 2014
AgencyTips for RV Camping
Are you itching for one last camping trip before the season changes? New and experienced campers alike should always brush up on safety tips before heading out to the sticks in order to maximize enjoyment and minimize the risk of danger. And while sleeping in an RV rather than a tent adds another layer of […]
August 27, 2014
AgencyAre Your Car’s Tires Safe?
As you travel down the road at 50, 60 or 70 miles per hour, there’s only one thing that comes in contact with the pavement. Your tires. Unfortunately, many people try to ignore these important pieces of rubber and only think about replacing them when a state inspection mandates it. For optimal safety and performance, […]
August 18, 2014
AgencyWhy You Should Get Flood Insurance
Fact: Everyone lives in a flood zone. In the past five years alone, every state in America has experienced floods and/or flash floods. With just a few inches of floodwater in your home, your day will be ruined. It wreaks havoc on your property that can cost tens or hundreds of thousands of dollars to […]
August 12, 2014
AgencyWhere Should You Store Your Motorcycle?
If you’re preparing for a lengthy vacation or just looking ahead to fall/winter, you may be looking for motorcycle storage options. Just like with your car, it’s always best to store your motorcycle indoors. Even though you can cover your motorcycle in your driveway, it’s still more susceptible to weather damage, animal nesting and theft. […]