August 9, 2017
Agency4 Questions to Ask About Your Commercial Auto Insurance
As a business owner, you rely on employees to do business using your vehicle fleet. Whether they remain in town or travel long distances, auto insurance can protect them and your vehicles. However, purchasing auto insurance can be tricky. You may not know what questions to ask about commercial auto insurance. If you ask the […]
July 14, 2017
AgencyLiability Risks in Your Personal Belongings
Most renters insurance policies protect you from liability risks. Liabilities are damages that you or your property may cause to others or their property. Policies usually make allowances for certain liability damages that occur on your rental property. They come with dollar limits on how much coverage they will provide following a liability incident. Whenever […]
June 16, 2017
AgencyHome Insurance and Appliances: What’s Covered?
The refrigerator stops working. Your home’s heating and cooling system needs a significant repair. These are large appliances within any home. When they break down, it can be worrisome to consider the cost. Home insurance provides coverage for many risk factors. Coverage for appliances differs from one situation to the next. Your policy will outline […]
May 19, 2017
AgencyHow to Assess Risk for Your New, Small Business
Opening the doors to your new business is an exciting time. It takes a great deal of preparation and investment to get to this point, no matter what type of business you have. Every month, more than 543,000 new U.S. businesses open their doors, according to Forbes.com. However, many small businesses shut down in their […]
April 26, 2017
AgencyHow Your Claims History Impacts Your Auto Insurance Costs
You have auto insurance to minimize the financial losses you suffer due to an accident. Yet, filing too many claims could mean higher insurance rates. Why does that happen? The first thing to know is this. If you were in an accident or suffered another type of covered loss, file a claim. That is why […]
March 24, 2017
AgencyBuying and Paying for a Surety Bond
As a business, you want to cover all your assets appropriately. Good customer service matters, and anyone wants to provide clients with top-notch results. However, sometimes things happen. A business may fail to complete an assignment that is has contractually promised. In these cases, the business may have to compensate the client for the incomplete […]
February 22, 2017
AgencyThings to Consider When Valuing Your Personal Property
Renters insurance almost always comes with a level of personal property coverage. This can help you cover replacement costs in case a peril destroys personal property in your rental. When you get renters insurance your agent will likely ask you the value of your personal property. Personal property value helps your agency include enough personal property coverage on your […]
January 24, 2017
AgencyHow to Be a Responsible Dog Owner
If you own a dog, you have an increased liability risk. According to DogsBite.com, about 1,000 people daily require medical care as a result of dog bite injuries in the United States. Dogs, as animals, are likely to react with a bite when they feel at risk or protective. Even the most careful pet owner should have adequate home […]
December 19, 2016
Agency5 Reasons You Need Umbrella Insurance
Uncertainty is everywhere. As a business owner, you face a treacherous, uphill battle on your path to success. Even with good intentions, you can expose your business to a multitude of business risks. How can you overcome and keep fighting the good fight? You should consider getting umbrella business insurance. 1. Umbrella Insurance Is Your Secret […]
November 18, 2016
AgencyTry These Wet Road Tips to Avoid Accidents
It’s raining, and everything is wet including the roads. Rain means more danger on the road. Driving in wet conditions raises your risk of accidents and breakdowns. If you don’t practice safe driving techniques, you could wind up in an accident. That could lead to serious damage and higher auto insurance rates. Driving in rain, especially heavy rain, can […]